Bad Credit Car Loans Saskatchewan

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Now You Can Get The Car You Really Want…

Get Instant Auto Financing From Us Here At New Car Canada

No credit worries, we will provide you with auto financing in Saskatchewan even if you have:

  • Poor Credit Performance
  • Bankruptcy Issues
  • Consumer Proposals
  • No Credit History
  • Repossessions
  • Missed Due Date
  • Perfect Credit
  • Recent Divorce
  • Just Moved To The Country

These are the three criteria to satisfy to have instant auto loan in Saskatchewan

  • $1800 monthly salary
  • Car insurance application
  • Valid driver’s license
bad credit car loans Saskatchewan

Even With Zero Credit, Get An Approved Auto Loan Quick And Easy!

Have zero credit history and want to buy a new car? Fret not because with New Car Canada, you can get an approved bad credit car loans Saskatchewan in the quickest and easiest way. Just apply through our website in just a minute and get approved the next day. If you meet the basic requirements, you can get approved as soon as possible. Submit now and see what is in store for you to make this car purchase a whole lot easier!

You can reach us anytime and anywhere. Our website is always live and we have a team on standby who can assess your application quick. You will not even have to wait several days to get approved. APPLY NOW and find out how you can buy your dream car without having to overspend for it.

After You’re Approved… Pick Any Brand Of Car.

Mazda Mitschubuschi Subaru Mercedes Toyota Smart Lexus Scion Fiat Hyundai Nissan Kia Ford Honda Chrysler Ram Jeep Mini Dodge BMW Alfa Romeo Acura

[cf_geo return=”region” default=”Ontario”]’s Quickest Auto Financing Provider

Next-day auto financing is all yours.

  • Get approved for auto financing in an instant with shortest turnaround time of only 24 hours
  • Auto loan for everyone even with zero credit or other credit problems
  • No Social Insurance Number required despite credit history
  • We promise $0 cash down to buy car!
  • Buy at your own time
  • Shop for the car you really like including SUV, minivan, coupe, or pickup truck
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why choose bad credit car loans Saskatchewan

The auto financing provider trusted by many in Saskatchewan.

New Car Canada is trusted by many because we provide car financing to anyone who needs it despite credit history. Hence, we are able to help more car buyers in Saskatchewan compared to any other auto loan site. Simply satisfy the basic requirements and get car financing from us even if you are suffering from poor credit, zero credit, or any other credit issues.

To find out about our car loans Edmonton, bad credit car loans Saskatchewan and bad credit car loans Canada, visit our website. While at it, submit your application, which is free of charge so you can just cancel anytime in case you change your mind.

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Is There An Auto Finance For Those With Poor Credit?

Getting a lender to provide you with a car loan is easy if you have perfect credit. But what happens if you have poor credit? Many car buyers feel that with poor credit, it is impossible to secure auto financing. Hence, it means that it is impossible to buy a car they like ever. This is not always the case especially if you seek help from trusted auto finance companies.

How do you look for them? It is actually easy because the most reputable auto finance providers are easily accessible online. Simply search for them, check their website to see their amazing offers, and apply to them immediately so as not to miss any chance. The trusted source of auto financing makes it easier for everyone to apply and get approved for a loan regardless of credit history.

So, when you find a reputable provider, immediately submit an application so you can acquire instant car loan and buy the car that you want. Moreover, a trusted auto finance provider will not even ask you for a cosigner or for your Social Insurance Number (SIN). If you have the following requirements (valid driver’s license, can apply for a car loan, and at least $1800 regular income every month), you are as good as approved already.

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Car loans Saskatchewan

Clarington, Canada

Taking Pride Of Its Natural Beauty

A region surrounded by nature, Saskatchewan is mostly a large open grassland with many pristine rivers, lakes, and reservoirs. Even with nature covering most of this province, it still has many thriving urban metros that have the hustle and bustle. The fun part is, Saskatchewan offers more relaxing spaces such as hiking trails, refreshing waterfronts, uncrowded parks, and vast lands you can roam around.

Instant Bad Credit Car Loans Saskatchewan

With lots of space in the great outdoors, living in Saskatchewan is a combination of relaxing and hustling. To get around with ease, always bring your car in Saskatchewan. To get your own car with utmost convenience, seek help only from the most trusted auto finance provider – New Car Canada.

Best Way To Get A Bad Credit Car Loans Saskatchewan OfferYou have made a few bad decisions that led you to a lower credit score and when the need for a new or pre-owned vehicle arises, you struggle to find a bad credit auto loan option that is within your price range. Don’t worry, this occurs more often than you think. In fact, hundreds of thousands of car buyers in Canada have mediocre to really low credit scores. To overcome such a frustrating obstacle, here are some of the ways in which you can still get approved for an offer no matter how terrible your credit looks.

Getting Real With Your Car OptionsFirst things first, you are acquiring a bad credit car loans Saskatchewan offer which means it is set at a subprime rate. With that fact alone, you have to keep in mind that no matter what, the interest rate that you will be committed is a bit steep compared to a prime rate auto loan option. Having said all that, you should set your eyes on cars that are a bit more affordable than your usual choices. If you are really dead set on a specific brand and model, you can always go for the base model or edition of that vehicle. The most important thing here is to pick a vehicle that is decent while still being affordable to somehow balance both aspects. Putting into consideration that bad credit car loans Saskatchewan are expensive, picking an affordable vehicle will somehow lessen the blow to monthly payments set at a short term loan. A common rookie mistake made by most car buyers whether it is a good credit or bad credit car loans Saskatchewan offer is that they are often lured in by offers which involve lower monthly payment but with spread out loan term duration. While the payments are low, they actually dig themselves deeper in debt due to the extended duration of interest payments while the car depreciating or losing in value, year after year.

Bad Credit Car Loans Saskatchewan – Get Pre-ApprovedYou know that you have bad credit, but do you know how bad it has become? To know for sure how you bode well with your credit situation, you must request a copy of your credit report. Check out the areas where you failed and assess how you are going to recover from it. For example, your payment history (how prompt you are in on-time payment of bills) caused a significant decrease in your credit score, then you should start changing bad habits and work your way into settling missed payments or debts. Doing this ahead of time will help raise your case since it will reflect on your credit report once your lender evaluates it. Needless to say, this will show them that you are indeed a serious consumer and working hard to improve your overall creditworthiness. Moreover, this might even bump up your credit score and give you a chance at a bad credit car loans Saskatchewan option with a reasonable price. Also, take advantage of bad credit car loans Saskatchewan sites since they are usually more lenient and much flexible with their bad credit car loan rates.

Having A Cosigner To Back You Up

While this may not be a popular choice, having a cosigner is a great way to improve your chances of getting approved for a bad credit car loans Saskatchewan offer and may just even improve your negotiation power. As most of you know, lending institutions base their rates on bad and good risks – thus the use of your credit score. If you bring a cosigner with you that has a respectable credit score, this compensates for your lack of credit thereby reducing the bad risks made by your lender on you as a bad credit car loans Saskatchewan applicant. The downside to this option is that looking for someone who is willing to co-finance your loan is a bit difficult since not everyone is willing to legally carry on the obligation of paying off the remaining balance in an unfortunate event of a default. But if you can find someone who is a willing cosigner, you can enjoy a lot of advantages from having a cosigner if your only option is a bad credit car loans Saskatchewan option.

Focusing On The Annual Percentage Rate

When looking for options whether in your local banks or in bad credit car loans Saskatchewan sites, you must always ask what the annual percentage rate is. Don’t get enticed too much with offers that only highlight low monthly payments. As previously mentioned, options like that are often spread out up to 7 years duration. When committing to long term bad credit car loans Saskatchewan options, this will inevitably lead to you getting upside down on your loan.
Cars are depreciable assets which mean they lose a percentage of their value over time. To give you an example, brand new vehicles lose 20 percent of their value as soon as you take it off your dealer’s hands. So as you continue to pay off monthly payments at a steady rate, you will be paying more for your car than it’s actual current market value! With all that being said, it is important to ask for the annual percentage rate and to keep your bad credit car loans Saskatchewan option at a short term loan (at least keeping it under 5 years or 60 months).

Shopping At The Right Places

When you really think of it, it boils down as to the lending institutions that will finance your vehicle. You can always start inquiring for rates at your own local bank. They may be inclined to accommodate you especially if you have been banking with them for quite some time now. However, banks are stiff with their bad credit car loans Saskatchewan rates which may limit your options significantly. On the other hand, you can always choose to shop for options online. Bad credit car financing sites are becoming more and more popular nowadays due to their accessibility, easy requirements and fairly competitive bad credit car loan Saskatchewan rates. Online sites like New Car Canada can get you approved anywhere at any time no matter how terrible your credit situation is. The company has one of the largest and strongest networks of car dealer partners in Canada today. At a reasonable annual rate, you can get pre-approved for up to $45,000 bad credit car loans Saskatchewan option without requiring any cosigner. Just as long as you are earning $1,800 a month or more and have proper license to drive, you are virtually approved.

Save Up For A Big Money Down

Placing a down payment when making an expensive purchase is something that you should always consider, especially given your credit situation. Paying a down payment not only shows your lender that you are financially committed but this would mean lesser costs to interest payments. With a lower principal debt on your hands, the total interest payment would decrease as well as it is based on the percentage of your principal debt. Moreover, saving up for a down payment could also give you an opportunity to shorten the term which would mean you can get out of your bad credit car loans Saskatchewan option much faster.
For those who are looking to buy brand new vehicles, making a down payment is essential to cover for the initial depreciation that your brand new car experiences as you drive off away from your dealer. In addition, showing your lender that you are willing to pay off a hefty down payment may just give you more room to haggle for a better bad credit car loans Saskatchewan rate. Experts always recommend making at least a 20 percent money down as this is also the estimated initial depreciation rate for brand new cars. If you can, make it even bigger so you’ll have a lesser overall debt.

Keep The Term Short

As mentioned awhile back, the only advantage of committing to a lengthy car loan term is that your monthly payment is relatively lower which can possibly afford you a more high-end vehicle. Looking at the financial aspect, long-term auto loans are way more expensive overall if you look at the total cost of the loan. For consumers who can only qualify for bad credit, car loans Saskatchewan options, keeping your loan term shorter is vital. If possible, go for a 3-year auto loan term. At the end of the day, if you can’t afford the monthly rate of a vehicle set at a short loan term, it is an indication that either the car is too expensive or the bad credit car loans Saskatchewan option that you got approved for is. Weigh your options carefully and always compare the total costs involved. Do not get fixated on the affordability of the monthly rate. Lastly, lenders also tend to offer a lower interest rate for car loan applicants who choose a short term loan.

Options That You Can Do If You Got A High-Interest Car Loan

When there’s no way for you to get approved for a more favorable bad credit car loans Saskatchewan option and the need for a car is urgent, you can still do other options for it to be more manageable along the road.
For starters, you can choose to refinance your current loan. Most people don’t know that you can do a refinance even with a car loan since this option is much more common for housing and student loans. You can opt to refinance after a year of your auto loan especially if your credit score has improved by that time. Ask your lender for any advice regarding a refinance since some lending institutions may require you to pay for prepayment penalties.
Another way is to restructure your loan and extend it just to make the monthly payment more affordable. Although this is not financially ideal, this is still a viable option just so you can avoid ending up on a car loan default. The last thing you want is to worsen your credit situation than what it already is.

Getting Approved After A Bankruptcy

Essentially, getting a loan after bankruptcy is the same as financing a car with bad credit. However, a bankruptcy on your credit history may be a bit alarming to your lender’s eyes since it is a much more serious red flag than when compared to a couple of missed payments. But again, this does not necessarily translate that you have no choice but to commit to an overpriced bad credit car loans Saskatchewan option.
To begin, bringing a down payment to the table will show give the lender an impression that you are much more in control of your financial situation and have bounced back from your previous bankruptcy. In addition, this would mean the lender would only finance a portion of the bad credit car loans Saskatchewan option hence, lower risk for the lender.
To further increase your chances of securing a better bad credit car loans Saskatchewan offer despite a history of bankruptcy, you can opt to apply online. Today, online car loan companies can offer very competitive rates for bad credit car loans Saskatchewan options. With most of the tedious transactions done online, you can apply using just your smartphone and secure an approval all inside the comforts and convenience of your home. No need to fill out a pile of paperwork or go out of your way just to meet with a dealer. Aside from convenience, online bad credit car loans Saskatchewan providers are much more lenient with their requirements and approval process. Having said that, you can finally and truly feel that you have overcome your nightmare bankruptcy. As you can see, you don’t need to wait too long just to get financed for your dream car just because you have made a mistake in the past.

How To Get Approved For The Best Deal

Many consumers spend weeks on end just to ensure that they are getting the best auto loan offer possible. Shopping in various lending institutions is actually a key component if you want to get approved for a good offer. If you are financing a vehicle with bad credit, inquiring for bad credit car loans Saskatchewan rates is pivotal. If you walk into a car dealership and still don’t have any financing option in place, you leave yourself prone or vulnerable to the inflated deals offered by dealership financing. What most people don’t know is that car dealerships often markup their good credit and bad credit car loans Saskatchewan options as sales commissions or profit.
At the end of the day, you would want to balance both ends – the total cost of the loan itself and the monthly rate involved given a typical loan term duration. If you focus too much on the monthly payment only, it is very likely that you would end up with a bad deal. But more importantly, it is important to know how much you can actually afford to pay before choosing for your new vehicle. Be realistic and don’t be afraid to account for everything – utility bills, credit cards, leisure expenses and other necessary obligations. It is important to set everything up before stepping inside a dealership.

Keep Watch On The Actual Overall Cost

When looking out for rates, the figure that you should keep an eye on is the APR or annual percentage rate, which may vary from time to time. Needless to say, a lower interest rate would translate into a significant amount of savings over time. Even a difference of two percent can either save or cost you hundreds of dollars collectively.
Another factor that you’d want to consider is the term or duration of the loan, which can affect both the monthly payment and the total cost of your bad credit car loans Saskatchewan. A shorter loan term would equate to a higher monthly rate but lesser cost overall. On the other hand, a long-term loan would have a lower monthly rate but more cost overall. If possible, it is always good for you to keep your term as short as you can to avoid gaining a lot of negative equity on your loan. With the added fact that you are financing at a subprime rate if you have a bad credit, you should pay off your loan as fast as possible. To give you a scenario about the concerns of opting for a longer loan term, here it is. If you choose a 72-month bad credit car loans Saskatchewan term, it would take an estimate of 18 months worth of payments (or longer) to gain positive equity over your vehicle. In layman’s term, it would take you that long for your car to be worth more than what you are paying for it. In an event that you’d want to trade it in or sell your car, its current market value won’t be enough to cover the remaining balance that you owe. The same case goes when you want an insurance claim for when in a total wreck accident or car theft.
To avoid this from happening, you should consider a shorter loan term (i.e. 3 years) so you can start building thousands of dollars in equity as early as the end of the first year of payment. If you can’t afford the payments of a 3-year loan term, you can extend it up to 60 months but you should not extend beyond that term.

Places to Look For A Reasonable Bad Credit Car Loans Saskatchewan Rate

As we have previously reiterated, walking into a dealership with an approved bad credit car loans Saskatchewan in your hands increases your bargaining power and lets you focus more on haggling for a better price for the vehicle itself. Moreover, it keeps you away from getting lured into common sales tactics as well. With that being said, let us get into the details on where to actually look for financing options.
For starters, banks and credit unions are your traditional lending institutions that are good places to begin your search. Banks offer competitive rates but can be very picky on their approval process. Consumers with a couple of red flags on their credit history may have a hard time securing an approval from them. Meanwhile, credit unions are also a viable option but you need to be a long standing member of their organization to be able to apply for a loan. Because most credit unions are nonprofit with operating costs a bit low, if you are a member of one, you just might be able to get a great bad credit car loans Saskatchewan offer from them. In fact, many car buyers sign up to them because of their agreeable loan policies.
Last but not the least are online bad credit car loans Saskatchewan lenders. While not among the traditional choice, online auto financing has become increasingly popular especially with our “internet-run” society. Online auto loan sites like New Car Canada is known to offer affordable bad credit car loans Saskatchewan offers with very simple requirements. And being an online based company, anyone can simply apply online, pick a budget and car, and secure an instant approval effortlessly. Say goodbye to lengthy paperwork, all you need is your smartphone or computer to apply. New Car Canada works with a large network of car dealership partners across the country and guarantees an instant approval, regardless of credit history. Having said all that, more and more consumers are going for online car financing sites due to their accessibility, leniency and fairly competitive auto loan rates. If you want, you can take advantage of New Car Canada’s FREE online application today and receive financing quotes for cars that you would love to have in your garage. Don’t let your past credit mistakes haunt you forever, overcome your credit mistakes and get approved for the right bad credit car loans Saskatchewan offers today!

Tips To Remember When Financing A New Ca

If you really look at it, cars are not something to be seen as an investment because they are depreciable assets. For the first two years of your car’s life, it depreciates up to 20 percent per year with a gradual percentage decline after that time period. In a financial perspective, it is not wise to commit to a car loan option with overkill interest rates since your car will depreciate faster than you can pay it off. This leads to you getting upside down or underwater on your loan. But in reality, a lot of us need financing just to get the car that we need, even if we could only get approved for bad credit car loans Saskatchewan option. With that being said, you should be smart in handling your car loan and avoid picking a car that is way more expensive for you.

Get Prepared Ahead Of Time

Preparation is key to everything. For starters, understand what is going on with your credit score. Request for a copy of it from one of the three major credit bureaus – TransUnion, Equifax, and Experian. Moreover, unlike a housing loan or credit card, lending institutions are more accommodating when it comes to acquiring a car loan, even with a damaged credit.

Although you can only get a subprime rate because of your low credit score, it doesn’t necessarily mean that your only options are bad credit car loans Saskatchewan options that have extremely high-interest rates. That is why it is important that you’d understand your credit situation and become well informed so you won’t get taken advantage off.
Take note of areas that caused your credit score to decrease and address them right away if you can. For example, if you missed a couple of monthly payments, this can greatly reduce your credit score because the timeliness of payments accounts for 35 percent of your credit score. Putting that in mind, you can start paying your monthly dues on time to turn things around for your credit situation. This will reflect on your credit report and for bad credit car loans Saskatchewan lenders, this is a good sign for them.

If you have a damaged credit, get a financing option beforehand.
Having a pre-approved bad credit car loans Saskatchewan in your arsenal protects you from the most common sales tactics car dealers have that may lead you to commit to an expensive financing option. How? When you walk into a dealership with an approved car loan, you get to focus more on haggling for a better price for the vehicle itself and can now skip all the other extras that a dealer might throw into the discussion. Moreover, a dealership financing is more expensive because dealers put a top up of additional 2 to 3 percent interest on the originally offered option by their lending partner as their sales commission. You can avoid all of these by simply taking care of your bad credit car loans Saskatchewan option first before choosing your next vehicle. Lastly, a pre-approval would encourage you to stay on a given budget. A lot of people underestimate this important aspect since more often than not, consumers are easily tempted to go for a high-end vehicle rather than stay within their originally set budget.
A good place for you to get pre-approved is applying online. Online car loan providers like New Car Canada can provide you with bad credit car loans Saskatchewan offers that have reasonable annual interest rates. More importantly, you can get approved no matter how terrible your credit history looks. Even if you have gone through bankruptcy, auto repossession, consumer proposal loan or unpaid collections, they can still find a way for you to get approved. As long as you are regularly earning a minimum of $1,800 a month, you will get instantly approved.

Keep It Short
As a proven fact, short term loans have lower interest rates but come with a relatively high monthly payment. Meanwhile, long-term loans have the lower monthly payment but at a higher interest rate. In an ideal situation, experts would definitely recommend keeping your loan term short especially with a bad credit car loans Saskatchewan option. And any good salesman or car dealer would try to work on you with how much you are willing to pay on a monthly basis – not on the actual total cost. With that, they may try to set you up for a much nicer vehicle at a lower monthly rate but it is in fact spread out over an extended loan term.
In the Canadian auto finance market, many car buyers settle for a long term loan so they can obtain a much more expensive vehicle. Some even extend their loan term for up to 7 years! By doing so, they are deeply underwater on their loan which means even if they sell their vehicle, it will not be enough to pay for the remaining balance. Aside from getting upside down on your loan, lenders usually charge higher interest rates in the long term bad credit car loans Saskatchewan options. While it is tempting to go spread out the total cost by extending the number of years, this would inevitably lead to bigger costs overall. As a guide in setting a budget, you can take advantage of sites that lets you use free online car loan calculator so you can weigh your decisions more accurately.

Place 20 Percent Money Down or Higher
Once you have put everything in place, it is time to proceed with payments. Putting into consideration that you are financing a car at a subprime rate, you must place at least 20 percent as down payment or if possible, higher. Even if you are only approved for a bad credit car loans Saskatchewa option, placing a hefty down payment paired with a short term loan will make your financial situation more favorable. Brand new cars lose 20 percent of their original value once you drive it off. By placing a down payment of the same amount, the initial loss to depreciation is normalized. What more if you place more than 20 percent down payment right?
Furthermore, having a down payment means a lower principal debt which obviously translates to lower monthly interest payment. Again, you save hundreds of dollars every month when compared to a no down payment bad credit car loans Saskatchewan. That is why it is important that you are financially ready if you are planning on acquiring a new vehicle. While not every situation may be the same, every car buyer should put these factors into consideration.

Pay Extras With Cash
Do not finance other expenses like registration fees, sales tax, extended warranties or any other miscellaneous fees. Instead, pay it straight up with cash. Car salesmen are more than willing to offer you all these add-ons into your total financing option. Remember that you are paying interest based on your principal debt so as much as possible, you should lower it. If you really want to avail of these extras, you can do so but pay it off using cash to avoid any further interest payment add-ons.

Extra/Add-ons That Are Worth Getting
Not all offered extras are unnecessary. For example, getting an extended warranty is nice since it increases the overall trade-in or selling value of your vehicle. Moreover, this assures you that within the parameters of the warranty deal, you won’t be paying for any mechanical issues that you may encounter with your car along the way.
GAP insurance is also another factor that you should look into. To those who don’t know, GAP or Guaranteed Auto Protection Insurance is an insurance policy that covers the gap or difference between your insurance company’s appraised value for your vehicle and the remaining balance that you owe if you got into a terrible vehicular accident or car theft. Without this, your insurer will only cover for the Canadian Black Book value of your vehicle. For those with bad credit car loans Saskatchewan option, availing of these GAP insurance is very important.
Lastly is Roadside Assistance. While this may be wasteful for some, it actually depends on your lifestyle and frequent commute route. If your job entails a lot of long distance driving or you simply love to cross states using your car, then you should consider buying this extra. Having roadside assistance will give you complete peace of mind. Just make sure that the service that you are acquiring suit your daily route. Other providers have very limited roadside assistance range so be careful.

How Much Should Be Your Monthly Budget?
A car is one of the most expensive purchases that you will ever make in your entire life, along with buying a house. Whether it is a pre-owned car or a brand new vehicle, it will take up a considerable resource on your part financially. Used cars have a lesser price tag but are more prone to mechanical issues thus extra expenses on car repairs. On the other hand, brand new cars are definitely more reliable but have a more costly purchase price. So either way, it is still definitely expensive.
For most of us, having a car is a must. Whether it is for your daily commute, going to the supermarket or picking up your kids from work, it is something that is a must rather than merely a want. So the question is how much is the right budget when financing a vehicle?

Looking At The Numbers
If your monthly income is a bit slim and in need of a vehicle, you must be frugal when saving money. Moreover, if your only financing option is a bad credit car loans Saskatchewan, you may need to sacrifice other unimportant or unnecessary expenses just to give you a little room for a car. For some, you can allocate at least 10 to 15 percent of your total annual income however this may drastically limit your choice of vehicle. If what you are really after is simply to have a vehicle and is not that very picky with regards to the car itself, then this is still a viable option.
There is also a compromise. You can extend your budget up to 20 percent of your total annual income and with that, you can land a decent, reliable and brand new vehicle. With that budget, your choice of cars will be a lot wider when compared to just 15 percent of your income.

Best Bad Credit Car Loans Saskatchewan Online Provider
Not everyone can afford and meet the qualifications set by traditional lending institutions. Banks indeed offer very competitive rates but when it comes to bad credit car loans Saskatchewan options, their requirements for approval are more strict. Thankfully, online car financing has become very popular amongst Canadian car buyers because it is more readily available, lenient approval process and offer very reasonable bad credit car loans Saskatchewan rates. For example, you can now easily apply online and get a 24-hour approval from New Car Canada, regardless of your credit score. We specialize in bad credit and no credit auto financing and has helped thousands of Canadians across the country. Our services are free, we can even give you financing quotes for cars that you would love to drive. With a wide cast of car dealership partners, we can help you find the car that you want at a price you can afford no matter where you are. Take the first step today by filling out our free 1-minute online application form. Once you are done, our financing specialist will give you a call and discuss your financing options. Even with a few red flags on credit, New Car Canada can guarantee an affordable auto loan option, so you too can become a car owner!