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Bad Credit Car Loans Cambridge
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Now You Can Get The Car You Really Want...
We Approve Anyone In Need of A Car Loan
All applicants in Cambridge can get approved despite having:
- No Credit
- Divorce Payments
- Bankruptcy
- Collection
- Good Credit
- Bad Credit
- Repossessed Car
- Immigrant
- Late Payer
Apply in Cambridge and get approved instantly by accomplishing the following requirements
- Monthly salary of at least $1,800
- Legal driver's license
- Can get car insurance
Select Any Car That You Want and We Will Finance it For You
We give fast approval no matter what your credit is. Apply right now and get approved for up to $40,000 auto financing. We have very simple requirements and you can easily submit them online. You don't even have to place any down payment if you wish. New Car Canada specializes in bad credit auto financing. Let us help you get the car that you want at a very reasonable annual percentage rate (APR).New Car Canada accepts applications nationwide. Even if your applying from another province, we can still accommodate your car loan needs.
Fill out our short online application today to know where you stand. We can get you approved in less than 24 hours. All online approvals are 100% guaranteed and secure.
After You're Approved... Pick Any Brand Of Car.
Virginia's Simplest Car Loan Application Process
Fast and affordable car loan options.
- No down payment required on any vehicle
- Secure $5,000 - $40,000 car financing effortlessly
- All applicants are ensured of an approval
- Displays over 5,000 varieties of cars
- Available 24/7
- Free online application process with no added obligations
Angelica
"My low credit score was a result of credit card debt. When I needed a new car banks didn't approve me. All banks were pointing at my debt but none of them offered anything to help me. When I applied for a car loan with New Car Canada I was approved in 2 days. They also paid off my credit card debt and included it in car loan with a much more affordable interest rate. I love my new Mini Cooper!" August 07 at 7:30pm
Michael
Some not very smart decisions in the past couple of years made my credit terrible. Even though I'm back on my feet now no bank wanted to approve me. So, I searched online and found New Car Canada. They connected me with a dealer who approved me. Highly recommended! January 19 at 11:12am
Juanita
My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am
Mos affordable car loan option in Cambridge.
We accept all applications in Ontario regardless of credit. New Car Canada is the fastest online auto loan approval process in the country. With our 3-step online process and simple requirements, you'll get an approval within 24 hours. No more complicated paperwork and stressful prerequisites. All you need is to apply online by filling out our 1-minute online application.
As long as you are earning $1,800 per month, we will approve you no matter what your credit score is. We even provide pre-approved car loans even to those who have bad credit. No down payment or cosigner needed.
Going for a Short Term Loan
Everything is all set, you’ve chosen your car and secured an auto loan approval. One thing that’s left is to discuss further details about the loan term duration. A recent survey shows that more and more Canadian car consumers are opting for an extended loan term due to the low monthly payments. A car loan that lasts more than 5 years is already considered an extended loan term.
Despite that alarming data, every car consumer should know that you should look at the whole loan cost rather than focusing on smaller details like the monthly payments. Financing experts still recommend to keep your loan short, typically below 4 years (you can stretch it to 5 years maximum). Why? Cars are depreciable assets which means they downgrade in value as years go by. Settling for a 7 year-car loan plan has lesser monthly payments but you’re actually spending a lot of money overall.
In a short term loan, you will start gaining positive equity after the first 2 years of your term given that you paid a down payment. Although the monthly payments involved will be higher, the upside is you’ll be able to payoff your loan fast and incur lesser expense to interest payments. Although this may not apply to all cases, always go for a short term loan if possible.
The Tri-City
Cambridge is a city situated in Southern Ontario, that was borne out of the unification of three towns namely: Galt City, Preston and Hespeler and Blair village. That's why the city's official nickname is Tri-City. Cambridge is widely visited for their vibrant and colorful festival all year round. To name some, the Santa Claus Parade is actually the first parade in the province that takes place during night time. Another notable one is the Cambridge fall fair which started a century ago and is still being celebrated until now.
The city also features a couple of wonderful art galleries that depicts a mix of revolutionary and modern arts. Cambridge is also noted for its historical bridges an example is the Black Bridge Road Bridge. While public transportation is good, having your own car is better. Take a look at our financing offers today to learn more.