Getting approved for auto financing has never been this easy. At New Car Canada, we work with what we like to call flexible financing. We treat everyone as an individual and we try to assist them based on their budget, needs, and preferences. We work hard to approve hundreds of Canadians for the vehicle they want. Whether you are looking for a new or used vehicle and whether you wish to own it via lease, financing, or even a trade-in, New Car Canada can help.

Why New Car Canada?

New Car Canada offers the fastest Auto Financing approval process anywhere Canada. Best of all, we are 100% focused on customer service. We are here to listen to your needs and we do our best to meet them. Here is a list of benefits of using our service:

• We approve ALL working applicants REGARDLESS of their credit history.
• We can get you approved with $0 down on any vehicle.
• We will provide you with over 5,000 vehicles to choose from.
• Our service is 100% FREE.
• Our service is also 100% obligation-free. If you don’t like the deal presented to you, you are under no obligation to accept it.
• We will NOT be asking you for your SIN number or any credit card information.
• We are able to assist you in using your vehicle as a trade-in AND we work our best to get you TOP DOLLAR on that vehicle.
• We provide you with a FREE quote that is valid for 3 months.

Do I qualify?

At this point we are able to approve anyone in Canada, regardless of credit history, who meets the following criteria:

1. Must have a valid driver’s license (not a learners)
2. Must be currently employed and must have worked for the same company for the past 3 months
3. Must have a minimum income of $1,800 per month (NOTE: Individuals on pension are able to qualify on their own if their monthly pension payments are at a minimum of $2,000)

At New Car Canada, we understand that there might be unique circumstances that are not easy to explain on our online application. Hence, if you don’t meet the employment criteria that has been laid out, we are able to approve you as long as you have a co-signer. Our recommendation is for you to apply anyway. We will give you a call back to help you determine over the phone if we can pre-qualify you for the service. More often than not, we are able to help.

Step 1: Apply for Pre-Approval

The first step is for you to fill-out an auto loan application on our website which takes less than a minute to do. The application require you to provide the following information:

• Vehicle: This is probably one of the most important pieces of information we ask for. We want to know if you want a Car, Truck, or SUV and when you speak to us, we love to hear exactly what you are looking for. This is to ensure that we are able to meet your needs both financially and in terms of the vehicle you want to drive.
• Contact Information: Your contact information is important to us. We use your number and email in order to help you with your pre-approval and in matching you with our dealership partners in your area.
• Employment Information: We ask for your employment and income in order to determine if you can qualify for our service. As mentioned earlier, in cases where you don’t qualify on your own, we are able to help if you have someone willing to co-sign on the vehicle with you.

Step 2: Get Pre-Approved

Within 4 hours, you will receive a phone call from one of our financial specialist who will verify that everything we have on our end is corrent. We encourage you to take time to discuss with him/her any special circumstances that may affect your application. The important thing to note here is that we are here to help! If you have any questions or concerns, we always work our hardest to meet them.

Step 3: You Are Approved!

After 24-48 hours of speaking to our financial specialist,one of the dealers in our network will call and discuss our offers such as the amount of loan, interest rate, and monthly payments. If you like the deal that has been presented to you, you will have up to 3 months to select your new vehicle. You are under no rush to make a choice. In fact, if you do not like the deal, then you are under absolutely no obligation to accept it.

New Car Canada revolutionised loan approval by making it very accessible, fast, and simple. It will take only three steps to get financed for the car that you want. So what are you waiting for? Get started now!

We provide free service in 8 provinces, Ontario, Nova Scotia, New Brunswick, PEI, New Foundland, Manitoba, Saskatchewan, and British Columbia. We service everyone from Toronto, Ottawa, London, Hamilton, Mississauga, North Bay, Thunder Bay, Sudbury, Sault Ste. Marie, Barrie, Oshawa, Brampton, Kitchener, St. Catharine’s, Niagara Falls, Belleville, Windsor, Bracebridge, Gravenhurst, Collingwood, Orillia, Peterborough, Nepean, Cornwall, Kingston, St. Johns, Saint. John, Moncton, Winnipeg, Brandon, Red Deer, Calgary, Edmonton, Saskatoon, Regina, Kamloops, Victoria, Surrey, Kelowna, Vernon, Prince George, Nanaimo, Fort McMurray, Banff, Moose Jaw, Prince Albert, Swift Current and the rest of Canada. Our dealer network is one of the largest in Canada and always provides free finance to own quotes.