What If My Bank Turned Me Down?

Generally, local banks do not give new credit lines to clients that are currently struggling with their on-going debt loans. With the exception of having a strong collateral (i.e. house) that you can use as an assurance that the bank will get their money back, banks usually turn down delinquent clients. Banks will be very reluctant of even giving subprime loans to delinquent clients.

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